Richard Howarth

Richard Howarth is currently a Senior Economist at Ally Financial Services, where they perform econometric time series analysis and support research on labor and credit trends. Previously, they held roles at Bank of America as Vice President and at JPMorgan Chase as a Risk Officer. Richard began their career as a Management Trainee at Booths before earning a Bachelor of Science in Economics from The University of Hull and a Master of Arts in Applied Economics from the University of North Carolina at Greensboro.