Alternative Bridging Corporation
Kalpna Patel is an experienced underwriter with a strong background in the financial services industry. Currently serving as an Underwriter at Alternative Bridging Corporation since July 2021, Kalpna previously held the position of Underwriter Partner at Foundation Home Loans and has extensive experience as an underwriter at West One Loans and MERCANTILE TRUST LIMITED. Prior to these roles, Kalpna worked as an Adjudicator at the Financial Ombudsman Service, focusing on complex Banking and PPI complaints, and served as a Relationship Manager and Customer Manager at Santander UK Corporate & Commercial, where responsibilities included developing customer relationships and business opportunities in secured lending and related financial products.
Alternative Bridging Corporation
ABC has a clear-cut vision – to be ALTERNATIVE by name and alternative by culture, finding solutions, not problems, being fair and transparent and being flexible. We accept each enquiry is important and work with our introducers and borrowers to convert opportunities to loans, swiftly, simply. ABC believes there is a vacant space for a listening lender for the property industry and SME market – one which will review the facts with intelligence and empathy, think outside the box and then deliver results with reliability and promptly. Jonathan Rubins, a director of ABC and head of sales, explains ABC’s USP is individually underwritten loans by people for people, not tick boxes and algorithms. He says “although sometimes new opportunities are challenging, often hidden in the background there are positive factors. This is the time to listen and gather sufficient circumstantial information to satisfy ourselves and convert a “no” to “yes”. Put simply, property finance is our business.