Beena Kulkarni, CMA MBA, has an extensive background in finance and accounting, currently serving as the Director of Finance and Accounting at AmaWaterways River Cruises since May 2011. In this role, responsibilities include the preparation of financial statements, overseeing the month, quarter, and year-end close processes, managing cash flow reports, and conducting budgeting and variance analyses. Kulkarni's professional journey includes progressive roles such as Controller and Manager of Accounting & Finance at AmaWaterways, as well as a position as a Staff Accountant and AP Supervisor at Ganesh Industrial Supply, Inc. Additionally, Kulkarni has served as a Project Consultant for the CSUN MBA Project. Educational credentials include an MBA in Finance from California State University, Northridge, and a Bachelor of Homeopathic Medicine & Surgery from Pune University.