AAIS (American Association of Insurance Services)
El Cid Balitaan has significant experience in the insurance industry, particularly in the legal aspects of insurance and risk management. El Cid began their career as an Associate at Carter & Reiter, Ltd. where they conducted legal research and writing for insurance and real estate law. El Cid also handled court appearances and administrative hearings.
From there, Balitaan joined Allstate Insurance Company in 2005 as a Product Consultant. In this role, they worked on cross-functional teams to develop new product initiatives while ensuring compliance with state laws. El Cid also provided training and guidance on legal implications related to product matters.
In 2012, Balitaan became the Legal Counsel for the American Association of Insurance Services (AAIS). El Cid'sresponsibilities included conducting legal research and analysis on legislative changes, case law, and emerging issues. El Cid provided legal review and advice on contracts, ensuring compliance with current laws. Balitaan also engaged with state legislatures on matters regarding the regulation of AAIS' products.
Overall, Balitaan's work experience highlights their expertise in insurance law, risk management, and compliance.
El Cid Balitaan completed their Bachelor of Science degree in Commerce at DePaul University from 1995 to 1999. El Cid then pursued their Doctor of Law (J.D.) degree in the field of Law at Western Michigan University Cooley Law School from 1999 to 2002. In November 2002, El Cid Balitaan obtained their Illinois State Bar License from the Attorney Registration & Diciplinary Commission Of The Supreme Court Of Illinois.
AAIS (American Association of Insurance Services)
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The American Association of Insurance Services (AAIS) is a Member-owned, non-profit national insurance advisory organization that provides specialized services to property/casualty insurers. More than 700 P/C insurers of all sizes throughout the U.S. use policy forms and/or rating information provided under more than 34 AAIS programs of personal, commercial, agricultural, and inland marine insurers. Long-known for its industry-leading inland marine and commercial output programs, AAIS in recent years has set new standards for innovation in agricultural property and liability coverage, and led the way in introducing the first advisory organization plan for rating homeowners policies by peril. In addition, AAIS is one of two licensed statistical agents operating nationally that collects P/C statistical information for meeting regulatory requirements and for developing loss costs for use in rating policies. In 2013, AAIS made a substantial new departure by launching its "Underwriting Platform," a cloud-based application for underwriting and rating policies and capturing information during the quote process. "UP" has been developed to support AAIS's industry-leading Commercial Output Program and key classes of its Inland Marine Guide. In coming months and years, it will be deployed to support all AAIS programs. AAIS was created in the mid-1970s as the successor organization to a former inland marine rating bureau and continues to operate under a commitment to preserve competition in bureau services for P/C carriers. AAIS is currently led by Edmund J. Kelly, president and CEO, who came to AAIS in 2012 after years of experience in organizations that provided professional liability and property catastrophe insurance.