Zane Smith

Zane Smith is an accomplished banking executive with extensive experience in commercial strategy, risk management, and credit operations. Currently serving as EVP and Chief Banking Officer at American Bank, N.A., Zane Smith oversees the bank's commercial strategy, focusing on business growth and client relationships while leading senior management teams. Previous roles include EVP and Chief Risk Officer, where Zane Smith developed a comprehensive risk management function that facilitated significant organic asset growth. Additional positions include board member roles at State National Bank and the Independent Bankers Association of Texas, along with experience as a Vice President at Veritex Community Bank and a Commissioned National Bank Examiner at the Office of the Comptroller of the Currency. Zane Smith holds a Bachelor's Degree in Business Administration from West Texas A&M University and has completed leadership programs at SMU Cox School of Business and Wharton Executive Education.