American Express
Brady Fife is an accomplished finance professional with extensive experience in commercial underwriting and credit risk management. Currently serving as Senior Vice President of Commercial Underwriting at American Express since February 2014, Brady leads global underwriting operations and oversees teams across multiple international locations. Previous roles include Vice President at American Express, where Brady managed commercial rating and underwriting strategies, as well as a Vice President at Goldman Sachs, responsible for the Financial Institutions team in credit research. Brady's career also includes significant positions at Bank of America, where as Director, oversight was provided for the US insurance team and during tenure at Merrill Lynch, Brady led a corporate loan portfolio management team. Educational qualifications include an MBA with a finance emphasis and a BA in International Studies with focuses in economics and Chinese, both obtained from Brigham Young University.
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American Express
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American Express is an integrated payments company. They provide credit and charge cards to consumers, small businesses, mid-sized companies, and large corporations. Additionally, they offer products and insights to aid in business success. They are one of the largest financial services corporations in the world. As a global business, they cater to various customer groups through mobile and online applications, affiliate marketing, customer referral programs, third-party serve providers, business partners, direct mail, telephone, in-house sales, and direct response advertising. Their customers consist of consumers, travelers, businesses, merchants, and partners. With each customer, American Express works to amplify the power of every transaction. Their global headquarters is based in NYC, however, they operate in over 110 countries with 55 total office locations worldwide. They estimate around 60,000 colleagues are stationed around the world. American Express primarily engages in three operating segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. They function together through their Integrated Payments Platform. Their Integrated Payments Platform allows American Express to analyze information on Card Member spending and build analytical tools to underwrite risk, reduce fraud, and provide targeted marketing for merchants. Their card-issuing business offers a broad set of card products to a diverse consumer and commercial customer base. Their merchant-acquiring business builds and manages relationships with merchants that choose American Express cards. This includes signing new merchants to accept their cards and handling servicing for merchants. Lastly, their Card Network Business establishes and maintains relationships in 103 countries with third-party banks to extend the reach of their global network.