Kartik Agrawal is a Strategy Analyst - Risk at American Express since June 2023, focusing on credit risk policies and acquisition strategies for commercial lending in the India market. Previously, Kartik worked as an Analyst in Decision Sciences at American Express, where insights on digital behavior were analyzed to enhance revenue through personalized recommendations. Kartik's past experience includes delivering technical consultation for Microsoft Azure SQL to Fortune 500 companies and resolving critical incidents, earning multiple awards for exceptional customer service. Kartik holds a PGDM in Information Management from SPJIMR and a Bachelor of Technology in Computer Science and Engineering from The LNM Institute of Information Technology.