American Express
Kristin Silhan is a seasoned finance professional with extensive experience in technology finance and internal audit. Currently serving as Manager, Technology Finance at American Express since October 2018, Kristin has also held positions as Acting Director and Chief of Staff in Corporate Planning and Analysis, Manager Assistant and Chief of Staff in the Colleague Experience Group, and Manager in Internal Audit. Prior to American Express, Kristin worked at KPMG US for over three years, advancing from Audit Intern to Senior Auditor. Kristin began the professional journey with roles at Moody's Corporation as a Financial Reporting Intern and served as a Teaching Assistant at Boston College, where support was provided for a mandatory Business Ethics course. Kristin holds a Bachelor’s Degree in Accounting from Boston College and a Master’s Degree in Accounting from Baruch College.
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American Express
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American Express is an integrated payments company. They provide credit and charge cards to consumers, small businesses, mid-sized companies, and large corporations. Additionally, they offer products and insights to aid in business success. They are one of the largest financial services corporations in the world. As a global business, they cater to various customer groups through mobile and online applications, affiliate marketing, customer referral programs, third-party serve providers, business partners, direct mail, telephone, in-house sales, and direct response advertising. Their customers consist of consumers, travelers, businesses, merchants, and partners. With each customer, American Express works to amplify the power of every transaction. Their global headquarters is based in NYC, however, they operate in over 110 countries with 55 total office locations worldwide. They estimate around 60,000 colleagues are stationed around the world. American Express primarily engages in three operating segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. They function together through their Integrated Payments Platform. Their Integrated Payments Platform allows American Express to analyze information on Card Member spending and build analytical tools to underwrite risk, reduce fraud, and provide targeted marketing for merchants. Their card-issuing business offers a broad set of card products to a diverse consumer and commercial customer base. Their merchant-acquiring business builds and manages relationships with merchants that choose American Express cards. This includes signing new merchants to accept their cards and handling servicing for merchants. Lastly, their Card Network Business establishes and maintains relationships in 103 countries with third-party banks to extend the reach of their global network.