Crystal Rem

Crystal Rem is an experienced finance professional with a strong background in residential lending and commercial financing. Currently serving as Vice President and Residential Lending Officer at American Riviera Bank since September 2006, Crystal specializes in mortgage lending, portfolio mortgages, bridge financing to irrevocable trusts, and home equity lines of credit. Prior to this role, Crystal was a Relationship Manager and Loan Officer at Montecito Bank & Trust from August 1994 to September 2006, gaining expertise in the commercial lending group, particularly in commercial real estate and residential construction. Crystal holds a BA in Communications - Organizational from UC Santa Barbara and has completed the CBA - Commercial Lending School.