Lawerence Ratchford

Lawerence Ratchford is a highly accomplished commercial lender currently serving as Senior Vice President of Commercial Lending at Ameris Bank since June 2021. With extensive experience in all areas of commercial and industrial (C&I) lending as well as commercial real estate (CRE), Lawerence demonstrates strong credit and relationship management skills alongside a proven ability in new business development. Prior to this role, Lawerence held the position of Vice President of Commercial Lending at FirstAtlantic Bank and CenterState Bank from December 2007 to April 2021.