Moisés Hernández Morales is a consultant at Analistas Financieros Internacionales since August 2007, specializing in the insurance sector and providing methodological advice on internal models for Solvency II to the DGSFP. Previous roles include data scientist, focusing on credit scoring models, text mining, customer segmentation, and real estate price estimation, as well as quantitative finance consultant, working on fair value calculations and risk measurement through advanced quantitative models. Additionally, Moisés serves as a professor at Afi Escuela de Finanzas since September 2008, teaching various postgraduate programs and courses. Moisés holds a Master's degree in Statistical-Computational Treatment of Information from Universidad Politécnica de Madrid, a Master's in Quantitative Finance from Afi Escuela, and a Bachelor's degree in Economics from Universidad de La Laguna.
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