David Nicholls

David Nicholls is a Chief Risk Officer with extensive experience in the financial services industry. With a background in risk management and financial analysis, David has held various roles such as Retail and Operational Risk Manager, Settlement Manager, Controlling Analyst, Credit Analyst, Acceptance Officer, and Settlement Officer. David's responsibilities have included overseeing credit risk, operational risk, residual value risk, liquidity risk, and interest rate risk. David has a Bachelor of Commerce degree in Accounting and Finance from Deakin University, and is an Allied Member in Insurance and Risk Management from ANZIIF.