Garima Kumbhat is a seasoned Risk and Compliance Professional with over 14 years of experience in the banking industry across Australia and India. A Chartered Accountant, Garima specializes in risk management, regulatory compliance, and control assurance, with a proven track record in integrating cybersecurity considerations into control frameworks. Currently, Garima is engaged as a Business Manager at HCLTech, following previous roles at renowned institutions including NAB, Citi, and Citibank. Through collaborative efforts with cross-functional teams, Garima has successfully enhanced risk culture and compliance processes while ensuring adherence to evolving financial regulations.
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