Applied Data Finance, the parent company to consumer lending brand Personify Financial, has developed a better way to measure the credit risk of non-prime borrowers who cannot receive traditional financing.

Finance

Applied Data Finance

Applied Data Finance's headquarters in San Diego, CA, United States

Glen Freter

Craig Nies

Shibani Patnaik

Todd Rice

Gregory Gerkin

Aroop Kumar

Tushar Das

Judith Belluomini

Melissa Ontiveros

Govind Bajaj

Santosh Kumar Divvela

Derek Gillespie

Jayarampandian Subramani

Ryan Bonilla

Ramesh Radhakrishnan

Lakshmi Rajamani

Christian Alan Escalante

Josh Soeten

Bhargavi Jayanthi

Kwang Soo Yoo

The Leadership Team at Applied Data Finance drives strategic direction and oversight for the company, focusing on innovative credit risk assessment methods for non-prime borrowers. Comprised of experienced executives from various domains, the team collaborates to enhance operational efficiency, foster growth, and ensure financial stability while guiding the company's mission to provide accessible financing solutions.

Leadership Team

The Data Science and Analytics Team at Applied Data Finance leverages advanced analytical techniques and machine learning models to assess and predict credit risk among non-prime borrowers. By analyzing large datasets and generating insights, the team informs lending strategies and enhances the decision-making process, enabling the company to provide tailored financing solutions that meet the needs of underserved consumers.

Data Science and Analytics Team

The Software Development Team at Applied Data Finance is responsible for designing, building, and maintaining innovative software solutions that enhance risk assessment and streamline the lending process for non-prime borrowers. This team collaborates closely with product management and other stakeholders to ensure the delivery of high-quality, scalable applications that support the company’s mission of providing accessible financing options. Through continuous testing and automation efforts, they also ensure optimal performance and reliability of the software products.

Software Development Team

The Finance and Accounting Team at Applied Data Finance is responsible for managing the company's financial strategy, budgeting, and reporting. They oversee accounts payable, payroll, and the overall financial health of the organization, ensuring compliance with regulations and providing insights to guide decision-making. By leveraging data analytics, the team plays a pivotal role in assessing credit risk and optimizing financial performance in support of the consumer lending operations.

Finance and Accounting Team

The Human Resources and Compliance Team at Applied Data Finance is responsible for ensuring a supportive work environment and adherence to legal regulations. They manage employee relations, recruitment, and compliance training while overseeing risk management and legal frameworks to protect the company and its employees. Together, they align HR initiatives with compliance strategies to foster a culture of integrity and accountability within the organization.

Human Resources and Compliance Team

The Information Technology and Operations Team at Applied Data Finance is responsible for managing and optimizing the company's technology infrastructure and operational processes. This team ensures the seamless integration of IT solutions to enhance customer experience, supports the call center operations, and drives technological advancements to improve credit risk assessment and lending processes for non-prime borrowers. Their collaborative efforts facilitate efficient workflow and innovation within the organization.

Applied Data Finance

Org chart

Teams

Leadership Team

Data Science and Analytics Team

Software Development Team

Finance and Accounting Team

Human Resources and Compliance Team

Information Technology and Operations Team

Offices

Applied Data Finance

Org chart

Teams

Leadership Team

Data Science and Analytics Team

Software Development Team

Finance and Accounting Team

Human Resources and Compliance Team

Information Technology and Operations Team

Offices

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