Applied Data Finance, the parent company to consumer lending brand Personify Financial, has developed a better way to measure the credit risk of non-prime borrowers who cannot receive traditional financing.

Finance

Applied Data Finance

Applied Data Finance's headquarters in San Diego, CA, United States

Glen Freter

Shibani Patnaik

Todd Rice

Gregory Gerkin

Aroop Kumar

Judith Belluomini

Tushar Das

Craig Nies

Melissa Ontiveros

Govind Bajaj

Jayarampandian Subramani

Santosh Kumar Divvela

Vijayakumar Mathiyazhahan

Sivaram M

Derek Gillespie

Ryan Bonilla

Lakshmi Rajamani

Siva Sankar

Christian Alan Escalante

Bhargavi Jayanthi

Piyush Subramanian

Josh Soeten

Kwang Soo Yoo

This department focuses on analyzing and interpreting complex data to inform decision-making and strategic planning.

Data Science

This department focuses on designing, developing, and maintaining software applications and systems.

Software Development

The Leadership Team at Applied Data Finance drives strategic direction and oversight for the company, focusing on innovative credit risk assessment methods for non-prime borrowers. Comprised of experienced executives from various domains, the team collaborates to enhance operational efficiency, foster growth, and ensure financial stability while guiding the company's mission to provide accessible financing solutions.

Leadership Team

The Data Science and Analytics Team at Applied Data Finance leverages advanced analytical techniques and machine learning models to assess and predict credit risk among non-prime borrowers. By analyzing large datasets and generating insights, the team informs lending strategies and enhances the decision-making process, enabling the company to provide tailored financing solutions that meet the needs of underserved consumers.

Data Science and Analytics Team

The Software Development Team at Applied Data Finance is responsible for designing, building, and maintaining innovative software solutions that enhance risk assessment and streamline the lending process for non-prime borrowers. This team collaborates closely with product management and other stakeholders to ensure the delivery of high-quality, scalable applications that support the company’s mission of providing accessible financing options. Through continuous testing and automation efforts, they also ensure optimal performance and reliability of the software products.

Software Development Team

This department focuses on leveraging data analytics, risk assessment, and data engineering to drive strategic insights and decision-making.

Applied Data Finance

Org chart

Teams

Data Science

Software Development

Leadership Team

Data Science and Analytics Team

Software Development Team

Analytics and Data Science

Offices

Applied Data Finance

Org chart

Teams

Data Science

Software Development

Leadership Team

Data Science and Analytics Team

Software Development Team

Analytics and Data Science

Offices

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