Gemma Watson

Gemma Watson is an experienced Credit Risk Manager currently working at Atom bank since April 2023. Prior to this role, Gemma held various positions at Nationwide Building Society from July 2018 to April 2023, including Risk Manager for Secured Credit Risk, Senior Risk Analyst, and Risk Analyst Lead, focusing on Credit Risk Oversight. Gemma's career in credit risk began at TSB Bank from January 2016 to June 2018 as a Senior Credit Risk Analyst and Credit Risk Analyst, contributing to the Secured Portfolio Management team. Gemma also gained experience as a Commercial Finance Analyst on a temporary contract at Nestlé Nespresso in late 2015 and completed an internship in Group Treasury at BP in November 2009. Gemma holds a Bachelor of Science (BSc) degree in Mathematics for Finance and Management from the University of Portsmouth, attained between 2012 and 2015.