Nick Hepworth-Brown

Nick Hepworth-Brown has over 20 years of experience in the financial and retail sectors, currently serving as an Advanced Commercial Underwriter at Atom Bank since January 2022. Prior to this, Nick held various underwriting and risk specialist roles at Virgin Money UK PLC, where responsibilities included analyzing customer repayment capabilities. Experience at Yorkshire Bank involved working on collections strategies and overseeing dialling campaigns, while earlier positions at Santander UK and Tesco PLC included mortgage advisory roles and store management responsibilities. Nick’s career began with a notable internship at Marriott International, showcasing early expertise in customer service. A graduate of Leeds Beckett University with a degree in Hospitality Business Management, Nick has consistently demonstrated strong analytical, management, and customer service skills throughout a diverse and successful career.