Atome
Marfian Siregar has worked in various roles in different companies. Marfian started their career at PT Bank Panin Tbk as an Account Manager, where they acquired new SME customers and maintained relationships with existing customers. Marfian then moved on to PT. Bank OCBC NISP Tbk as an Emerging Relationship Manager, where they developed new prospective customers in the Emerging & SME segment. Marfian also worked at Mineral, a startup digital multimedia company, as a Business Development executive, responsible for generating new prospects and identifying opportunities for campaigns and sales growth. Marfian then joined Commonwealth Bank Indonesia, starting as an Assistant Manager and progressing to Senior Manager as a Relationship Manager SME. In this role, they were responsible for identifying sales lending opportunities, producing credit proposals, and achieving business volume growth targets. Currently, Marfian serves as a Growth Account Manager at Atome and is set to become the Head of Account Management starting in February 2023.
Marfian Siregar completed their Master's degree in Business, Management, Marketing, and Related Support Services from Binus Business School between 2012 and 2014. Prior to that, they obtained a Bachelor's degree in Information Technology from BINUS University, which they pursued from 2006 to 2010. Additionally, Marfian has obtained several certifications, including "Sertifikasi Dasar Manajerial" from LSP Pembiayaan Indonesia in November 2023, "How to Be More Strategic in Six Steps" from LinkedIn in 2022, "Wakil Penjual Efek Reksa Dana" from Asosiasi Pelaku Reksa Dana dan Investasi Indonesia (APRDI) in February 2021. Marfian also holds certifications such as "AAJI Bancasurance" from Asosiasi Asuransi Jiwa Indonesia (AAJI) and "Badan Sertifikasi Manajemen Resiko Level 1" from Lembaga Sertifikasi Profesi Perbankan.
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Atome
Atome is part of Advance Intelligence Group, one of the largest independent financial services-focussed technology startups in Asia. Backed by investors such as Softbank Vision Fund 2, Warburg Pincus, Northstar Group, Standard Chartered Bank and Singapore-based EDBI, the Group has raised over USD 700 million in funding to-date and has secured capital in excess of USD 1 billion supporting its credit book. Today, the Group serves over 500 enterprise clients, 235,000 merchants and 40 million individual consumers. Since inception, it has disbursed over USD 4 billion in loans. Atome is Southeast Asia's leading "buy now, pay later" brand which offers consumers greater financial access and flexibility, allowing them to split their bills into flexible deferred payments over time. Short for "Available to Me", A-To-Me partners over 15,000 online and offline retailers across key verticals such as fashion, beauty, lifestyle, fitness and homeware in offering their consumers choice, flexibility and convenience in how they choose to shop and pay. Our three core brand pillars are "aspirations, access and advice", and our goal is to empower a new generation of tech-savvy consumers with smarter access to their aspirations. Our tagline, “Time to Own It”, plays on the core concept of time; in how Atome helps people to pay and afford products and services over time, but at a deeper level, it’s also an immediate call to action for consumers to own their deepest passions and aspirations. Under the umbrella of Atome Financial, Atome also offers a range of financial services, including Cards and micro-lending with a goal of providing affordable access to credit to majority of unbanked and underbanked population across ASEAN.