Saikrishna Pendyala is an experienced financial professional with a robust background in credit management and analysis. Currently serving as Regional Credit Manager and previously as Area Credit Manager at Indian School Finance Company Private Limited since March 2017, Saikrishna has accumulated extensive experience in underwriting secured and unsecured loans. Prior roles include Credit Manager at Fullerton India Credit Company Ltd. and HDFC Bank, focusing on personal loans. Saikrishna began a career as a Research Analyst at FactSet and as a Business Analyst at Karvy Computershare Pvt Ltd. An alumnus of Siva Sivani Institute of Management, Saikrishna holds a PGDM in Banking and an MBA, as well as a B.Tech in Electronics and Communication Engineering from MVGR College of Engineering.