Shivkumar Baldava

Shivkumar Baldava is a Risk Management Specialist at Avanti - Financial Inclusion For 100 Million since August 2021, bringing extensive experience in credit and risk management. Prior to this role, Shivkumar served as Senior Manager and Manager in Credit Management at Samunnati Financial Intermediation & Services Private Limited from January 2018 to July 2021. Shivkumar's expertise in risk management was further developed during the tenure as Manager-Risk Management at Nirantara FinAccess Private Limited from January 2016 to January 2018. Previous roles include Assistant Manager at VKP Financial Services from December 2013 to December 2015 and Operations Management Trainee at Spandana Sphoorty Financial Limited from August 2012 to November 2013. Shivkumar holds a Master of Business Administration in Finance from BIET-MBA Programme (2010-2012) and a Bachelor of Commerce from Karnataka Arts, Science and Commerce College, Bidar (2007-2010).