Dharmesh Patel

Dharmesh Patel is a seasoned finance professional with extensive experience in product management and credit risk analysis. Currently serving as a Product Manager at Axis Bank since November 2022, Dharmesh leads initiatives for equipment finance and unsecured working capital loans. Prior to this role, Dharmesh held the position of Vice President at YES BANK, overseeing healthcare and industrial equipment finance policies. Dharmesh's previous experience includes a tenure as Senior Manager at Siemens Financial Services, specializing in credit rating and underwriting for various commercial lending products, and as a Rating Analyst at CRISIL Limited, where Dharmesh analyzed bank loan facilities for a diverse range of corporate clients. Early career stages involved internships at Karvy Stock Broking and Idea Cellular Ltd., focusing on client relationship management and network solutions, respectively. Dharmesh holds a BTech and MBA in Telecom and Finance from NMIMS, further enhancing a robust educational background in management and engineering.