Konul F.

Konul F. has a wealth of experience in the field of risk management and credit analysis. Konul began their career as a Senior Loan Officer at TBC Kredit in 2008 and then worked as a Credit Analyst at PASHA Bank OJSC from 2012 to 2014. Konul then joined VTB as the Head of Corporate Credit Risk Assessment Division, where they worked until 2017. In the same year, they started working part-time as a Lecturer at Azerbaijan State University of Economics • UNEC. Most recently, Konul has been employed at AzerTurkBank, where they have held various roles, including Senior Risk Management Specialist, Head of Credit Risk and Monitoring Division, and Deputy Director of the Risk Management Department. Konul currently serves as the Director of Risk Management.

Konul F. holds a Bachelor's Degree in International Economic Relations from Azerbaijan State Oil Academy, which they obtained in 2008. Konul then pursued a Master's Degree in Business Administration (MBA) from Azerbaijan State University of Economics (UNEC), completing it in 2010. In 2022, Konul enrolled in the Executive MBA program at the University of York. Additionally, they have obtained various certifications, including the Financial Modeling & Valuation Analyst certification from Corporate Finance Institute (CFI) in 2022, the US GAAP vs IFRS certification from IMA | Institute of Management Accountants in 2021, the COSO ENTERPRICE RISK MANAGEMENT certification from IMA | Institute of Management Accountants in 2021, the DipIFR (Diploma in International Financial Reporting) from ACCA in 2018, the ICBRR (International certification in Banking Risk and Regulation) from Global Association of Risk Professionals (GARP) in 2014, and the Commercial Lending Program certification from American Bankers Association in 2010.