Carlos José Sáenz Almendaris

Carlos José Sáenz Almendaris possesses extensive experience in financial strategy, operations, and technology, currently serving as the Chief Financial, Strategy, Operating and Technology Officer at BAC since June 2015. Prior roles at BAC include various leadership positions in strategy and financial management, demonstrating a strong progression through the organization. Early career experience includes an internship at Social Progress Imperative and roles such as Risk Management Regional Analyst at BAC Credomatic and Assistant Inspector at the Contraloría General de la República in Costa Rica. Carlos holds advanced degrees, including an Executive Education certificate in Big Data Strategic Decisions from Stanford University, an MBA in Financial Services from Duke University’s Fuqua School of Business, and an MBA focused on Banking, Finance, and Sustainable Development from INCAE Business School, alongside a Bachelor's degree in Economics from Universidad de Costa Rica UCR.