Bajaj Housing Finance Limited
Avinash Prasad is a seasoned professional in the finance and mortgage industry, currently serving as Divisional Head at Bajaj Housing Finance Limited since January 2025, focusing on Developer Business. Previously, Avinash held multiple leadership roles at ICICI Bank from May 2012 to February 2025, including Regional Head of Mortgages Business and Retail Mortgage Business, where responsibilities included strategy, sales, marketing, and development of new business channels across various regions in Maharashtra. Notable experience also includes serving as Associate Vice President at Destimoney Enterprises Pvt Ltd, where contributions were vital in launching PNB Housing Finance's Mortgage Business in Western India, and earlier roles at Future Money and Citifinancial Consumer Finance India Ltd, focusing on mortgage operations and sales. Educational qualifications include an MBA in Marketing from the Institute of Technology and Management and a Bachelor's Degree in Economics from Ruia College.
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Bajaj Housing Finance Limited
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Bajaj Housing Finance Limited is a 100% subsidiary of Bajaj Finance Limited — one of the most diversified NBFCs in the Indian market, catering to more than 57 million customers across the country. Headquartered in Pune, Bajaj Housing Finance Limited offers finance to individuals as well as corporate entities for the purchase and renovation of homes, or commercial spaces. It also provides loans against property for business or personal needs as well as working capital for business expansion purposes. The Company also offers finance to developers engaged in the construction of residential and commercial properties as well as lease rental discounting to developers and high-net-worth individuals. Bajaj Housing Finance Limited enjoys the highest credit ratings from CRISIL as well as India Ratings. The Company is rated AAA/Stable for its long-term debt programme and A1+ for its short-term debt programme from CRISIL and India Ratings.