Bajaj Housing Finance Limited
Vijay Kumar Mishra currently serves as Senior Head of Debt Management Services at Bajaj Housing Finance Limited since August 2021. Prior to this role, Vijay held various positions at Bajaj Finserv from January 2003 to July 2021, including National Collections Manager, Zonal Collections Manager, Regional Collections Manager, and Area Collections Manager, focusing on managing collections processes. Vijay's career began at Bajaj Auto Finance as Branch Account Manager from January 2000 to December 2002 and included experience as Account Manager at a Chartered Accountant Consulting Firm from October 1998 to December 1999. Vijay Kumar Mishra received an Executive MBA in Accounting and Finance from the Indian Institute of Management, Lucknow, and the Indian Institute of Management, Calcutta, along with a Bachelor of Commerce in Accounting and Finance from Lalit Narayan Mithila University.
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Bajaj Housing Finance Limited
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Bajaj Housing Finance Limited is a 100% subsidiary of Bajaj Finance Limited — one of the most diversified NBFCs in the Indian market, catering to more than 57 million customers across the country. Headquartered in Pune, Bajaj Housing Finance Limited offers finance to individuals as well as corporate entities for the purchase and renovation of homes, or commercial spaces. It also provides loans against property for business or personal needs as well as working capital for business expansion purposes. The Company also offers finance to developers engaged in the construction of residential and commercial properties as well as lease rental discounting to developers and high-net-worth individuals. Bajaj Housing Finance Limited enjoys the highest credit ratings from CRISIL as well as India Ratings. The Company is rated AAA/Stable for its long-term debt programme and A1+ for its short-term debt programme from CRISIL and India Ratings.