BALANCE
Karina Galvan-Torres has a diverse work experience, with their most recent role being the VP of Financial Coaching Operations at BALANCE. In this position, they had the responsibility of directing the programmatic and operational activities of the Financial Fitness Coaching and the Smart Money Coaching programs. Prior to this, Karina held the role of Senior Director of Operations at BALANCE, where they managed the departments and evaluated and improved systems for the Financial Fitness Counseling and Smart Money Coaching programs. Karina also has experience as a Director of Partner Relations and a Partner Relations Manager at BALANCE, as well as an Account Coordinator at the same company. Before joining BALANCE, Karina worked as a Senior Affiliate Coordinator at Property Sciences.
Karina Galvan-Torres obtained their Bachelor's Degree in International Area Studies and Spanish Language and Literature from Saint Mary's College of California between 2008 and 2012.
BALANCE
BALANCE is a leading non-profit organization providing financial education and counseling to people throughout the country through partnerships with credit unions, banks, employee assistance programs, and other non-profits. Our mission is to help individuals and families achieve their financial goals through comprehensive financial fitness programs (tools, information, and assistance) in partnership with sponsoring organizations. Whether you need immediate help to pay off debt or you just need guidance in designing a budget or buying a home, we offer a variety of programs and services that put you in control of your financial future. Some of our services include: Financial Coach Hotline, Money Management Counseling, Debt Management Plan, Credit Report Review, Home Purchase Education, Foreclosure Prevention Counseling, Identity Theft Counseling, and Educational Materials. Here are some of the services we provide for our partners. FINANCIAL INSTITUTIONS Through our white-label approach, we strengthen your organization by providing you with first-rate financial education and counseling for your members and customers—all under your own brand. YOUTH FINANCIAL EDUCATION PROGRAMS We’re excited to offer two of the most robust youth financial education programs available to credit unions and banks: M3 Money Club® for Kids and Elements of Money® for teens. FINANCIAL WELLNESS FOR EMPLOYEES With our Financial Wellness Program, your employees can access monthly webinars and resources, a digital communications library of insightful content, and BalanceTrack, our turnkey collection of instructional modules, toolkits and calculators. NON-PROFITS Our certified counselors can provide expert advice for people who need help paying their bills, financing their home, or making a budget. CONTACT US Contact a Partner Relations team member at 800.808.4327 or email partner-relations@balancepro.org for details.