Chris Sanchez

Chris Sanchez has a strong background in the banking industry with experience in credit management, loan review, and credit analysis. Chris currently holds the position of VP, Consumer Credit Manager at Banc of California, where they are responsible for overseeing a team managing a $2 billion consumer lending portfolio. Chris has expertise in managing 1st lien SFR mortgages, HELOCs, and consumer lines of credit and term loans.

Before joining Banc of California, Chris worked at Bank of America as a Loan Review Analyst, where they played a crucial role in helping the bank recover losses on over six million foreclosures. Chris provided expert-level knowledge of regulatory compliance, REO, and nationwide foreclosure and bankruptcy processes. Chris also advised management on foreclosure, litigation, workout, and forbearance options.

Prior to their role at Bank of America, Chris worked as a Senior Credit Analyst at Pacific Western Bank (formerly Affinity Bank). Chris managed a $100 million pipeline of performing loans, loss mitigation, and special assets related to SFR and multifamily investments. Chris negotiated with investors and attorneys to structure workouts, forbearances, and loan modifications. Chris also monitored loan performance, covenant compliance, and reviewed financials and appraisals.

Overall, Chris Sanchez has a wealth of experience in credit management, loan review, and credit analysis, making him a valuable asset in the banking industry.

Chris Sanchez holds a Bachelor of Science (B.S.) degree in Mathematics from California State University Channel Islands.