Ricardo Toyoshima

Ricardo Toyoshima has extensive experience in corporate banking and relationship management, currently serving as Gerente de Relacionamento Corporate at Bradesco since October 2016. Prior to this role, Ricardo worked at HSBC from April 2012 to October 2016 as a Senior Relationship Manager for Large Corporate clients, and at Banco Votorantim as a Senior Relationship Manager in Corporate Banking from July 2010 to November 2011. Additionally, a significant tenure was spent at HSBC Bank Brasil S/A - Banco Multiplo from June 1997 to July 2010 in a similar senior relationship management capacity. Ricardo holds an MBA in Finance from USP - Universidade de São Paulo obtained between 2002 and 2003, and a degree from the same institution from 1994 to 1998, as well as education from Escola Tecnica Estadual de SP from 1990 to 1992.