Francisco Oliveira Fernandes has extensive experience in the banking and finance sector, currently serving as the Presidente da Comissão Executiva and Administrador Executivo at Banco Carregosa since July 2012, and as a Vogal do Conselho Fiscal representing Banco Carregosa at Associação Portuguesa de Bancos since June 2021. Previous roles include Administrador não Executivo at Pagaqui from November 2013 to March 2018 and at Optimize Investment Partners from April 2012 to May 2013. Francisco's education encompasses an Executive Education in Sustainable Finance from Nova School of Business and Economics (2024), a Risk Management in Banking Programme from INSEAD (2021), Strategic Management in Banking from INSEAD (2019), an MBA from Porto Business School (2003), and a degree in Economics and Management from FEP U. Porto (1994).
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