Martina Ros Rivas is a Product Manager and Project Manager in Digital Banking at Banco Santander, focusing on omnichannel app and web strategies, UX analysis, and product monitoring via Agile methodology. Previously, Martina served as the Product Manager for Payments at Santander Consumer Finance Europe, overseeing payment products strategy and customer experience improvements, and held roles as Product Owner for Digital Transformation and Internal Auditor, emphasizing regulatory compliance and risk management. Martina's legal experience includes monitoring EU Parliament sessions and participating in Brexit negotiations at the Spanish Permanent Representation to the EU, and serving as a trainee lawyer at the Court of Justice of the European Union. Education includes an Executive MBA from Cámara de Comercio de Madrid and a bilingual master's degree in European Union Law from Universidad Carlos III de Madrid.