Miguel Aguilar Pérez

Miguel Aguilar Pérez is an experienced professional in credit risk management and data analysis, currently serving as a Model & Forecasting Sr. Associate in Global CIB Credit Risk at Santander since September 2023. Previous roles include Credit Risk Manager at Crédit Agricole Consumer Finance Nederland B.V. and Credit Wholesale Risk Analyst at BMW Bank GmbH, where responsibilities encompassed credit risk analysis, automation of regulatory reports, and the development of early warning systems. Miguel also has experience as a Credit Risk Management Consultant at Certus, a Data Research Analyst at ECLAC, and a Kindle Product Manager at Amazon. Educational qualifications include a Bachelor of Applied Science in Business Administration and Management from Universidad Carlos III de Madrid, a Master's degree in International Project Management from the University of Strasbourg, and a Bachelor of Business Administration from the University of Graz.