Ricardo Valdivia

Ricardo Valdivia, CFA FRM SCR, has extensive experience in the banking and finance sector, particularly at Santander Private Banking International since April 1998, where Ricardo serves as a Funds Manager. Additionally, since 1992, Ricardo has held the role of Senior Vice President and Senior Trader, functioning as an FX Strategist for international private banking at Grupo Santander. Earlier in the career, Ricardo was VP of Treasury. Academically, Ricardo earned a Master of Science in Industrial Engineering and a Bachelor of Science in Computer Science from the University of Alabama, along with professional certifications as a Financial Risk Manager (FRM), and coaching certifications from United States Masters Swimming.