Telmo Fogaça is a seasoned finance professional with extensive experience in private banking and investment management. Currently serving as a Senior Private Banker at Banco Santander since April 2019, Telmo has previously held prominent roles, including Director at Julius Baer and Senior Private Banker at Banque de Patrimoines Privés and Espírito Santo Investment. With a career that began in equity trading and proprietary trading at Banco Finantia and Espírito Santo Investment, Telmo has developed a deep understanding of financial markets and portfolio management over more than two decades. Telmo holds an MBA in Economics from Universidade Nova de Lisboa and a Bachelor of Business Administration in Management from Universidade Católica Portuguesa.