Ratan Kesh

Ratan Kesh currently serves as the Executive Director and Chief Operating Officer at Bandhan Bank since March 2023. Prior to this role, Ratan held various senior positions at Axis Bank, including Executive Vice President and Head of Retail Operations and Service, and Head of Process Transformation and Customer Experience. Ratan's experience also includes significant roles at YES BANK, where responsibilities spanned operations risk management and customer experience, as well as leadership positions at HDFC Bank covering premier banking and service transformation. Early career stages included positions at HDFC Life and ICICI Bank. Ratan Kesh holds a Bachelor's degree in Mechanical Engineering from the National Institute of Technology Durgapur and a Post Graduate Diploma in Business Management from NMIMS University, along with advanced qualifications in quality engineering and business transformation from several esteemed institutions.