Bandhan Bank
Ratan Kesh currently serves as the Executive Director and Chief Operating Officer at Bandhan Bank since March 2023. Prior to this role, Ratan held various senior positions at Axis Bank, including Executive Vice President and Head of Retail Operations and Service, and Head of Process Transformation and Customer Experience. Ratan's experience also includes significant roles at YES BANK, where responsibilities spanned operations risk management and customer experience, as well as leadership positions at HDFC Bank covering premier banking and service transformation. Early career stages included positions at HDFC Life and ICICI Bank. Ratan Kesh holds a Bachelor's degree in Mechanical Engineering from the National Institute of Technology Durgapur and a Post Graduate Diploma in Business Management from NMIMS University, along with advanced qualifications in quality engineering and business transformation from several esteemed institutions.
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Bandhan Bank
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Bandhan Bank Limited is a commercial bank, which offers a variety of asset and liability products and services designed for micro banking and general banking, as well as other banking products and services. Its asset products consist of retail loans including a substantial portfolio of micro loans, as well as micro, small and medium enterprise (SME) loans and small enterprise loans. Its liability products consist of savings accounts, current accounts and a variety of fixed deposit accounts. The Company also offers debit cards, Internet banking, mobile banking, electronic data capture-point of sale (EDC- POS) terminals, online bill payment services and the distribution of third-party general insurance products and mutual fund products.