Muhammad Azam Hayat

Muhammad Azam Hayat possesses extensive experience in sales and management within the banking and telecommunications sectors. Currently serving as an AVP and Regional Sales Manager at Bank Alfalah Limited since September 2021, Muhammad leads initiatives in digital banking, fee collection, and corporate sales. Previous roles include Area Manager at United Bank Limited and Ufone, with responsibilities ranging from developing retail channels to overseeing sales operations. Muhammad's career also includes significant positions at Habib Bank Limited and Zong CMPak Limited, where strategic management of teams and sales targets was central. Muhammad holds an MBA in Marketing and a Bachelor of Applied Science in Medical Informatics from Shah Abdul Latif University, Khairpur.