Yuliana Oentoro is currently the Digital Risk Advisory Head at PT Bank Danamon Indonesia, Tbk., a position held since October 2022. Prior to this role, Yuliana served as the Operational Risk Management Head at UOB from October 2019 to October 2022, overseeing the Operational Risk Team and managing bank-wide operations and IT risk. Yuliana also held roles at PT Bank Tabungan Pensiunan Nasional Tbk from March 2017 to October 2019, focusing on digital banking risk management and quality assurance, with responsibilities including risk assessment and fraud management. Additionally, Yuliana worked as a Senior Manager at PwC Indonesia from December 2005 to March 2017, leading audit engagements in risk and controls solutions for clients in manufacturing and banking. Yuliana holds a Bachelor of IT in Management Information Systems from iSTTS, completed in 2005.