Arif Kurniawan

Arif Kurniawan is an experienced IT professional with a focus on application development in the banking sector. Currently serving in the IT Application Development Group at PT Bank Mandiri (Persero) Tbk. since August 2022, Arif specializes in debit and credit card development as well as core banking systems. Prior to this role, Arif was involved in various capacities at CIMB Niaga from March 2015 to August 2022, contributing to multiple projects in credit card processing, treasury, and payment systems. Experience also includes working as a Senior IT Consultant at NEC from July 2012 to March 2015, and as an IT Payment System Project Application Support Consultant at Bank Danamon Indonesia from January 2011 to July 2012. Earlier roles included programming and SWIFT consulting, showcasing a solid background in IT solutions for the financial industry. Arif holds a Master's degree in Management Information Systems from BINUS University and two bachelor degrees from IPB University and Universitas Teknologi Digital Indonesia.