He was born in Semarang in 1962. He was graduated as Master of Business Administration and Bachelor of Science from Indiana University in Pennsylvania. His career in the banking industry started in 1987 as Westpac Banking Corp in Sydney, as Business Analyst. Subquently, he joined Hagabank in 1989 as Senior Assistant Manager of Business Development. After holding various positions, he became Director in 1997 and President Director of Hagabank in 2000. After that, Hagabank and Bank Hagakita were merged and followed by the Bank joining PT Bank Rabobank International Indonesia, in which he held the position of Deputy President Director since July 24, 2008, and in January 2014 he joined PT Bank Multiarta Sentosa as President Director.