Karthyic Subramanian

Karthyic Subramanian is an accomplished banking professional with extensive experience in sales and relationship management within the financial services sector. Currently serving as the Deputy Head of Sales at Bank Muscat since December 2012, Karthyic leads a team of over 250 sales professionals and has consistently achieved impressive revenue growth in retail banking, particularly in direct and housing loan sales. Previous roles include Unit Head of Priority Banking at Bank Muscat, where Karthyic drove strategic initiatives and established a successful affluent banking segment. Karthyic's career also encompasses leadership positions at HSBC, Cholamandalam DBS Finance LTD, Centurion Bank of Punjab, ICICI Bank, and Citibank India, showcasing a strong focus on wealth management and customer experience. Karthyic holds an Executive Program in Management from Columbia Business School and an MBA in Finance from Madurai Kamaraj University, among other qualifications.