Arif Setiyono

Arif Setiyono possesses extensive experience in risk management and audit quality control, currently serving as the Head of Operational Risk Internal Control and Head of Audit Quality Control Department at PT. BANK NEGARA INDONESIA (Persero) Tbk. since May 2019. Prior experience includes working as an Accounting Staff at PT Astra International Tbk from September 2002 to May 2005, where responsibilities included recording and documenting financial transactions and preparing financial statements. Arif holds a Master of Management in Marketing/Marketing Management from Universitas Wijaya Putra (2007-2009) and a Bachelor of Economy in Accounting from the University of Brawijaya (1997-2002).