Erica Joseph Kelly currently serves as Senior Vice President in Learning & Leadership Development within Human Resources at Bank of America since February 2023. Previously, Erica held various positions at Bank of America Merrill Lynch, including Vice President from February 2017 to November 2018 and Assistant Vice President from November 2005 to November 2018, focusing on regulatory reporting and customer protection. Prior roles included Senior Specialist for Futures Margin and Assistant Vice President in Broker Dealer Regulatory Reporting from December 2014 to September 2016. Erica holds a Master of Business Administration in International Business/Risk Management from Saint Peter's University and a Bachelor’s degree in Business Administration with a concentration in Finance from Fordham University.