Jiayin Lai

Jiayin Lai is a seasoned quantitative analyst with extensive experience in model development and validation across prominent financial institutions. As a Sr. Quantitative Analyst, Director/SVP at Bank of America since July 2017, Jiayin specializes in loss forecasting models for mortgage, auto loans, and credit cards related to CCAR/CECL. Previous roles include leading projects on risk forecasting models at Union Bank and managing a team of analysts at SunTrust to validate credit risk models and anti-money laundering initiatives. Jiayin holds a PhD in Environmental Economics from Oregon State University and has a solid educational background with a Master's from the University at Buffalo and a Bachelor's from Nankai University. Throughout the career, leadership and mentorship of junior analysts have been a consistent focus.