Jiayin Lai

Jiayin Lai is an experienced quantitative analyst with a strong focus on model development and validation in the financial sector. At Bank of America, from July 2017 to September 2022, Jiayin served as a Sr. Quantitative Analyst, Director/SVP, leading model development for CCAR/CECL loss forecasting for mortgage, auto loans, and credit cards, while also managing validation projects and mentoring junior analysts. Previous roles included leading projects at Union Bank and SunTrust Bank, where Jiayin developed CCAR and Basel loss forecast models and cluster analysis for credit risk. Academic qualifications include a PhD in Environmental Economics from Oregon State University and a Master’s degree in Economics from the University at Buffalo.