Ruel Cardenes

Ruel Cardenes is currently the Branch Head at Bank of Commerce in the Philippines, a position held since August 2023. Prior experience includes various roles at Eastwest Bank from October 2014 to the present, such as Channel Head for both Vismin Corporate Sales and Direct Loans, as well as Auto Loans Sales Officer and Auto Credit Officer. Prior to Eastwest Bank, Ruel served as a Personal Loan Account Officer at Sterling Bank of Asia from September 2013 to 2014, and worked as a Credit Investigator there from 2011 to 2013. Ruel Cardenes holds a Bachelor of Business Administration degree in Business Administration and Management from the University of San Jose-Recoletos, earned between 1999 and 2003.