Michael S.

Michael S. has a strong background in finance and credit analysis, with their most recent position being the Commercial Credit Manager at The Bank of Greene County. Prior to that, they worked as a Credit Analyst / Portfolio Manager and an Associate Credit Analyst / Portfolio Manager at the same bank. Michael also served as a Commercial Portfolio Associate, where they collaborated with senior executives and loan officers to evaluate businesses' creditworthiness.

Before joining The Bank of Greene County, Michael gained experience as a Real Estate Underwriter at KeyBank. In this role, they worked closely with sales teams to assess credit needs and financial strength, enhancing the application process. Michael excelled at interpreting financial statements, tax returns, and other financial documents to determine creditworthiness.

Outside of the financial sector, Michael has worked as an IT Consultant, providing technical assistance to clients and improving production efficiency by implementing new hardware designs and sales data tracking systems. Additionally, they have experience as a Sheet Metal Worker, where they contributed to boosting productivity in a fast-paced production environment.

Michael's early work experience includes a role as an Assistant Remote Supervisor at PINELANDS PRESERVATION INC., where they led a team of data entry employees and remote contractors. Michael successfully reduced contractor route times and improved contractor retention through effective negotiation and adherence to policy guidelines.

Michael S. completed their Master of Business Administration (MBA) in Accounting and Finance from Utica University between 2019 and 2021. Prior to that, they obtained a Bachelor of Arts (BA) degree in Sociology from Colorado State University, which they attended from 2007 to 2010. In addition to their formal education, Michael earned a Certification in Commercial Credit Analysis from NYBA and a Certification in Financial Modeling Fundamentals from BIWS. The start and end years for these certifications are unavailable.