Russell Down

Russell Down has extensive experience in credit risk and financial regulation, currently serving as the Head of Credit Risk Delivery and Head of NPL & Impact Assessment Workstream for the Bank of Ireland since 2005. Russell's responsibilities encompass leading teams to implement regulatory changes related to non-performing loans and assessing capital impacts as part of the Group's Capital Change Programme. Previously, roles included Head of IFRS 9 ECL Execution, Senior Manager in various risk and impairment capacities, and leadership in delivering SAP solutions. Russell's career began in 1993 and includes significant positions at reputable firms such as Cadbury Adams, IBM, and EDS Group. Academic credentials include a Bachelor of Science in Mathematics and Statistics from the University of Warwick.