Michael Lockard

Michael Lockard is a seasoned financial professional with extensive experience in credit management and loan underwriting. Currently serving as VP and Credit Manager at Bank OZK since March 2017, Michael oversees a team of Credit Underwriters, ensuring portfolio profitability and maintaining strong dealer relationships in the RV and marine sectors. Previous roles include AVP Marine/RV Underwriter at Bank OZK, where comprehensive review of consumer loan applications was conducted, and Project/Operations Manager at Nielsen Beaumont Marine, Inc., which involved business development and contract management for government services. Earlier positions at Trident Funding Corporation and Deutsche Financial Services focused on sales management and consumer loan operations, respectively. Michael holds a Bachelor of Science degree in Finance from San Diego State University.