Hafizh Muhammad Almaraghi Suharja is an experienced professional in product management, currently serving as the Lead Product Manager (AVP, Department Head) at PT Bank Sinarmas Tbk since July 2023, where leadership includes overseeing the Loan Origination System Product Department. Previous roles include acting as AVP Satellite Product at LinkAja, focusing on B2B and B2B2C products, and serving as Sr Product Manager in the Issuing Business Department at Artajasa Pembayaran Elektronis, managing various financial products. Hafizh also has experience as a lecturer assistant and technical support analyst, alongside a background in research and development. Educational qualifications include a Bachelor's Degree in Industrial Engineering from Telkom University.