Numan Rayadi M.

Numan Rayadi M. is a seasoned professional in the banking and finance sector, currently serving as the Head of Digital Transaction, Head of Acquiring Business & Digital Partnership, and Head of Digital Banking Department at PT. Bank Tabungan Negara (Persero) Tbk since January 2018, focusing on digital product development and strategy. Prior experiences include roles as Marketing Manager at PT. Telkom Indonesia and Project Engineer Manager at PT. Finnet Indonesia, where responsibilities encompassed developing e-channel businesses and digital finance services. Numan's earlier career included leadership positions at Bank Andara and Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) GmbH, contributing to reconstruction projects and business initiatives. Numan holds multiple advanced degrees, including an MBA in Banking and Finance from UNSW and a Master’s in ICT Business Management from Telkom University, alongside certifications in microfinance.