Ichlas Wardoyo has extensive experience in the banking industry, currently serving as Market Risk & Policy Head at PT Bank Tabungan Pensiunan Nasional Tbk since November 2014. Prior to this role, Ichlas held numerous positions at PT Bank Mandiri (Persero) Tbk from April 1994 to October 2014, including Chief Dealer for Forex Trading and Asset & Liability Management, as well as various roles in treasury and risk analysis. Ichlas possesses expertise in funds transfer pricing, balance sheet management, and foreign exchange risk management. Ichlas earned an S1 degree in Accounting from Universitas Gadjah Mada between 1986 and 1992.