PT BPD Kaltim Kaltara
Risma Erlina Hutagalung possesses a strong background in financial analysis and loan management, currently serving at BPD Kaltim since September 2018 in various roles such as Credit Report and Loan Documentation, Prospect Customer and Priority Banking, Loan Administration & Risk Review Officer, and Corporate Credit Analyst. Key responsibilities include reviewing loan applications, managing loan documentation, analyzing credit risks, and providing recommendations on credit limits. Prior experience includes a position as a Reliability Analyst at PT. Yepeka Usaha Mandiri and an internship at PT Pupuk Kalimantan Timur, where analytical skills were developed. Risma earned a Bachelor's degree in Chemical Engineering from Universitas Pembangunan Nasional Veteran Yogyakarta, complemented by foundational education in Natural Sciences at SMA Yayasan Pupuk Kaltim.
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PT BPD Kaltim Kaltara
PT Bank Pembangunan Daerah Kalimantan Timur dan Kalimantan Utara disingkat dengan PT BPD Kaltim Kaltara dengan sebutan Bankaltimtara, didirikan dengan tujuan untuk membantu dan mendorong pertumbuhan perekonomian dan pembangunan daerah di segala bidang serta sebagai salah satu sumber pendapatan daerah dalam rangka meningkatkan taraf hidup rakyat Kalimantan Timur dan Kalimantan Utara.