Esther Muñoz Aguayo

Esther Muñoz Aguayo is a seasoned finance professional with extensive experience in personal banking and financial advisement. Currently serving as Directora Cuenta Banca Personal at Bankinter since February 2018, Esther has honed skills in customer assistance, risk analysis, investment recommendations, and portfolio management. Prior roles include Personal Assessment Banking Manager at Bankia, where Esther focused on financial needs analysis and tax optimization, and Commercial Banking Officer, offering financial consultancy and customer services. Early experience includes a position in the syndicated loans department at BBVA and financial advisement at eXTEL CRM. Esther possesses robust educational credentials, with certifications in financial advising, specialized training in equities markets and structured finance, and a Master's degree in Banking and Financial Advisement, complemented by a Bachelor's degree in Business Administration from Universidad Rey Juan Carlos.